Home Buyer Services

 

Available Exclusively Through:

Cliff Watkins REALTOR ® Your Buyers Agent RE/MAX Destiny (847)352-5200

 

Search ALL The Listings!

My home search shows you ALL the listings of homes for sale in Northern Illinois, not just some of them like most other agent sites. And it has features you won't find on most other home searches too. You can name and save your searches, use our map search feature, have search results emailed to you automatically and more! Click Here To Begin Your Illinois Home Search. It is the best search with the most features and with the most listings!

What To Expect From Cliff Watkins:

As my client, your needs are my highest priority. My many years of experience enable me to keep you updated about current housing market conditions and to negotiate strongly on your behalf. I can keep you informed of the nearly daily changing market conditions. I can provide recommendations to you for additional service professionals that I have come to trust over the past several years.

My goal is to make your experience of buying a home as stress-free as possible, and I can be counted on to help you meet unexpected challenges or changes. I will be present with you all the way through closing, and it is my pleasure to offer continued services beyond the close of your home.

My home search will give you a worry-free experience with features not found elsewhere. And because I am with RE/MAX, my home search will show you ALL the listings. You do not have to register to see all RE/MAX listings but registration with a valid email address is required to access full listings and most of my exclusive features. You can save properties to a Favorites folder, name and save multiple searches, have search results emailed to you and much much more.

Finding the right home at the right price is only the beginning of my job as your Buyers Agent. Serving as an experienced negotiator and client advocate, I can guide you in putting together a winning offer that best meets your goals. Through personal oversight of the multi-faceted escrow process, I can ensure the transaction closes smoothly.

How Low Can Rates Go?

Recent rate cuts have lowered rates to their lowest level in decades! In fact, rates have not been this low since the late 60's! However, once the dollar begins to stabilize in the world market, interest rates are expected to begin their upswing. A "wait and see" approach to buying real estate will likely cost you more in the long run. These rates are great for buyers, providing you've got good credit and have money to put down.

Why It's Not Good To Wait:

2010 has continued with low housing prices and record low finance rates, which has never before happened at the same time! It isn't good to wait for housing prices to fall even further because a mere 1/2 point increase in your rate could wipe out a 10% drop in what you would pay for your new home *

The Best Buyers Market In Years:

These historically low rates are expected to rise as 2011 approaches, but current rates simply cannot go much lower, if at all. Couple that with near record high home inventories and low prices, and it's like the "perfect storm" for home buyers. But you do need to get that pre-approval letter from your lender. In this market, very few experienced real estate agents will show homes without it.

The 2010 Market Outlook:

Inventory levels in 2010 are still at the highest in years. This means home prices will begin as low as they are right now, but odds are they won't go much lower, if at all. Banks have money to lend, home prices are low and rates are still at or near historic lows. As the 2010 spring market progresses into summer, inventories should begin to drop. This should start the beginning of an upswing in mortgage rates and a drop in inventory levels. These two factors may begin the long-awaited uptick in home prices. By purchasing a home soon, the equity you could earn in just a few short years can be astounding! It's like the old stock market adage, "Buy Low, Sell High". The bottom line is that if you really want to take the step into home ownership, and your credit is good and you've got money to put down, there has never been a better time than right now!